Referral agents and ISOs earn a share of Merchantic’s net revenue for every account they bring — every month the account stays active, not just a one-time bounty.
You bring the introduction. We handle underwriting, onboarding, and support — and pay you monthly for as long as the account processes.
Refer as many merchants as you want — there is no ceiling on monthly residual income.
Residuals are calculated and paid out every month for the life of each referred account.
A named partner manager handles underwriting questions and keeps you posted on referral status.
Track referral status and monthly residual detail — no black box, no guessing what you are owed.
Referral agents earn a percentage of Merchantic’s net revenue on every approved account — the more active accounts in your portfolio, the higher your share climbs.
| Tier | Active Referred Accounts | Residual Share |
|---|---|---|
| Starter | 1–4 | 20% |
| Growth | 5–14 | 30% |
| Established | 15–29 | 40% |
| Elite | 30+ | 50% |
| Referred Account’s Monthly Volume | Est. Monthly Net Revenue (0.50%) | Your Residual (20–50%) |
|---|---|---|
| $25,000 | $125 | $25 – $63 |
| $100,000 | $500 | $100 – $250 |
| $500,000 | $2,500 | $500 – $1,250 |
| $1,000,000+ | $5,000+ | $1,000 – $2,500+ |
ISOs bring an existing merchant portfolio, sales infrastructure, and risk appetite to the table. Because every ISO relationship differs in size and structure, residual splits are negotiated individually rather than published on a fixed scale.
Full back-end processing infrastructure, underwriting, and support — so your team can stay focused on sales and merchant relationships.
From introduction to your first residual payout.
Submit the inquiry form below, or introduce us directly to a business that could benefit from Merchantic.
Our team reviews the account, handles approval, and gets the merchant live — you are kept in the loop throughout.
Once the account is processing, your 25% residual share begins and continues for as long as it stays active.
Tell us a bit about yourself and how you plan to refer merchants. A partner manager will follow up to finish setup.